I MET ALBERTO PACHECO THROUGH A CITY BANK LOAN OFFICER PRESENTATION FOR FIRST TIME HOME BUYERS DOWN PAYMENT ASSISTANCE PROGRAM,

THE FIRST THING I NOTICE WAS HIS KNOWLEDGE ABOUT REAL ESTATE, HE’S A GOOD LISTENER AND PAYS ATTENTION TO DETAILS.

HE GUIDED ME THROUGH OUT THE ENTIRE TRANSACTION AND EXPLAINED ME EVERY SINGLE DOCUMENT I SIGNED THAT IS PART OF THE PURCHASE, AND LET ME TELL YOU THEY ARE PLENTY.

WHEN THE TIME CAME TO SIGN THE LOAN DOCUMENTS HE WAS ON MY SIDE REVISING THEM AND MAKING SURE EVERY PROMISED I GOT FROM THE LENDER WAS THERE IN WRITING.

MY FIRST PURCHASE WAS A TRIPLEX IN LOS ANGELES AREA,THE REASON I PURCHASE THAT PROPERTY WAS THAT I  NEEDED TO START  GETTING INCOME AND THAT WILL HELP ME TO BUY MORE PROPEERTIES IN THE FUTURE AND STOP BEING AN EMPLOYEE AND DEPEND ON MY INVESTMENTS.

THE BEAUITY OF DOING IT IS THAT THE INCOME STARTS RIGHT AFTER THE CLOSE OF ESCROW AND CONTINUES AS LONG AS I KEEP THE PROPERTIES IN MY PORTFOLIO. I GOT A GREAT MORTGAG LOAN ON THOSE UNITS.

ALBERTO HELPED ME FIND MY SECOND INVESTMENT PURCHASE WAS A FOURPLEX, HE ALSO NEGOTIATED ON MY BEHALF, THE SELLER FINANCE OPTION FOR 7 YEARS, WHICH I PAID OFF WITH THE HELP OF THE INCOME RECEIVED AND MY SAVINGS. EVERY TIME SOMEONE MENTIONS ABOUT BUYING OR SELLING A HOUSE, ALBERTO GETS THE REFERRAL.

MY THIRD PRUCHASE WAS A DUPLEX IN BAKERSFIELD, AGAIN, ALBERTO HELPED ME FIND THEM AND NEGOTIATED ON MY BEHALF THE SELLER FINANCING, I PUT 50% DOWN, THE PROPERTIES WERE BULT IN 2016, BOUGHT THEM IN 2018 AND THEY WERE IN GOOD CONDITION, NO REPAIRS NEEDED.

IN 2020 I DECIDED TO SELL THE DUPLEXES IN BAKERSFIELD, AND USED THE PROCEEDS TO BUY A TRIPLEX THAT WILL BRING MORE CASH FLOW,. THAT’ ONE IS IN SAN BERNARDINO,, ALBERTO REPRESENT ME ON THOSE THREE TRANSACTIONS. , THE PURCHASE CLOSE THIS YEAR 2021.

FINDING A HONEST, WILLING TO HELP AND GREAT NEGOTIATOR IS NOT EASY, AND ONCE YOU FOUNDED. KEEP IT FOREVER.

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I MET ALBERTO PACHECO THROUGH A CITY BANK LOAN OFFICER PRESENTATION FOR FIRST TIME HOME BUYERS DOWN PAYMENT ASSISTANCE PROGRAM,

THE FIRST THING I NOTICE WAS HIS KNOWLEDGE ABOUT REAL ESTATE, HE’S A GOOD LISTENER AND PAYS ATTENTION TO DETAILS.

HE GUIDED ME THROUGH OUT THE ENTIRE TRANSACTION AND EXPLAINED ME EVERY SINGLE DOCUMENT I SIGNED THAT IS PART OF THE PURCHASE, AND LET ME TELL YOU THEY ARE PLENTY.

WHEN THE TIME CAME TO SIGN THE LOAN DOCUMENTS HE WAS ON MY SIDE REVISING THEM AND MAKING SURE EVERY PROMISED I GOT FROM THE LENDER WAS THERE IN WRITING.

MY FIRST PURCHASE WAS A TRIPLEX IN LOS ANGELES AREA,THE REASON I PURCHASE THAT PROPERTY WAS THAT I  NEEDED TO START  GETTING INCOME AND THAT WILL HELP ME TO BUY MORE PROPEERTIES IN THE FUTURE AND STOP BEING AN EMPLOYEE AND DEPEND ON MY INVESTMENTS.

THE BEAUITY OF DOING IT IS THAT THE INCOME STARTS RIGHT AFTER THE CLOSE OF ESCROW AND CONTINUES AS LONG AS I KEEP THE PROPERTIES IN MY PORTFOLIO. I GOT A GREAT MORTGAG LOAN ON THOSE UNITS.

ALBERTO HELPED ME FIND MY SECOND INVESTMENT PURCHASE WAS A FOURPLEX, HE ALSO NEGOTIATED ON MY BEHALF, THE SELLER FINANCE OPTION FOR 7 YEARS, WHICH I PAID OFF WITH THE HELP OF THE INCOME RECEIVED AND MY SAVINGS. EVERY TIME SOMEONE MENTIONS ABOUT BUYING OR SELLING A HOUSE, ALBERTO GETS THE REFERRAL.

MY THIRD PRUCHASE WAS A DUPLEX IN BAKERSFIELD, AGAIN, ALBERTO HELPED ME FIND THEM AND NEGOTIATED ON MY BEHALF THE SELLER FINANCING, I PUT 50% DOWN, THE PROPERTIES WERE BULT IN 2016, BOUGHT THEM IN 2018 AND THEY WERE IN GOOD CONDITION, NO REPAIRS NEEDED.

IN 2020 I DECIDED TO SELL THE DUPLEXES IN BAKERSFIELD, AND USED THE PROCEEDS TO BUY A TRIPLEX THAT WILL BRING MORE CASH FLOW,. THAT’ ONE IS IN SAN BERNARDINO,, ALBERTO REPRESENT ME ON THOSE THREE TRANSACTIONS. , THE PURCHASE CLOSE THIS YEAR 2021.

FINDING A HONEST, WILLING TO HELP AND GREAT NEGOTIATOR IS NOT EASY, AND ONCE YOU FOUNDED. KEEP IT FOREVER.

Alberto was referred to me by a close friend. I was thinking to buy a house for a while but I was afraid of not been able to qualify. When I met Alberto he went over a first time home buyers assistance program that will help me with the downpayment and closing cost. I applied for and got pre approved, so he started showing me homes and I found one that was spacious, close to the freeway, supermarket, college, gym and banks and I decided to go for it.

He guide me through out the transactions, explained in detail every single document that I needed to sign in order to continue the transaction, I asked many questions and he was very patient with me, and that made me feel confident on his knowledge and experience he has about real estate.

I am deeply grateful for his service and I refer to him my friends, family members and colleagues when they show interest of buying a house.

Thank you very much Alberto for Everything